Used Car Retailer of the Year 2023

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Open Today: 10am - 10pm

Finance Application

Car Finance Checker

Complete this straightforward online finance application form and arrange your car finance today! Our team are available 7 days per week and based on your personal circumstances will find the right arrangement for you. The service we provide is detailed on our IDD and this includes information about our regulatory status. By completing this form, you will be applying for finance. Learn more about the application process here.

Please note, by applying for finance you are not reserving the vehicle, so the vehicle could still be sold. If you'd like to secure the vehicle please reserve it for a fully refundable £99.

*the price of your vehicle of interest is subject to change and may increase or decrease in response to market conditions.

  1. 1 Basic Information
  2. 2 Finance Options
  3. 3 Personal Details
  4. 4 Employment Status
  5. 5 Confirmation

Basic Information

The Finance Application Process

1 . Apply For Finance

Simply complete our online application form and we'll do the rest for you.
If you need assistance please call us and we’ll help you in completing your application.

2 . Soft Credit Search

This is how we're able to select the right lenders for your circumstances.

This check will not affect your credit score.

3 . Credit Search

Once the soft search is complete and we have an understanding of your
circumstances we will pass your application to multiple credit providers
(this may result in multiple hard searches) in order to give you the best
chance of securing finance.

4 . Visit Cargiant!
Upon a successful application, we'll arrange an appointment for you to see
one of our Finance Managers where you can finalise your finance
agreement and car purchase (The vehicle is not automatically reserved
following a successful application).

I understand that by submitting this form I am creating a Cargiant ‘My Garage Account’ and that Cargiant will contact me with regard to My Garage Account and my Finance Application. We would also like to draw your attention to all our finance houses fair processing notices which are linked from the Cargiant Privacy Notice page.

Representative Example

Vehicle price is £9,998 (including a £199 admin fee). If you borrow £8,000, over 60 months fixed at 12.9% APR, and pay a £1,998 deposit, you will have 59 equal monthly payments of £178.62, followed by a final payment of £188.62, which includes a £10 option to purchase fee. The total interest charged would amount to £2,727.20. The total amount payable, inclusive of the borrowed sum, your deposit, and the interest charged, would be £12,725.20.