Finance Application

Car Finance Checker

Complete this straightforward online finance application form and arrange your car finance today! Our team are available 7 days per week and based on your personal circumstances will find the right arrangement for you. The service we provide is detailed on our IDD and this includes information about our regulatory status. By completing this form, you will be applying for finance.

Please note, by applying for finance you are not reserving the vehicle, so the vehicle could still be sold.

*the price of your vehicle of interest is subject to change and may increase or decrease in response to market conditions.

Basic Information

Your Email Address

This email is already on our system. Please enter the password for this account.

Password

Please create a password to continue your application.

New Password

New Password Confirm

Your First Name

Your Last Name

Your Postcode

Your Phone Number

The Finance Application Process

1. Apply For Finance
Complete our simple online application form, and we’ll take care of the rest. If you need help, feel free to call us.

2. Credit Checks (Soft & Hard Search)
As part of your application, we will simultaneously carry out both a soft credit search and hard searches:

The soft search helps us identify which lenders are suitable for you.
The hard searches are submitted to several lenders; by applying for finance, this may result in multiple hard searches on your credit report.

3. Visit Cargiant!
Once your application is approved, we’ll arrange an appointment with one of our Finance Managers to finalise your finance agreement and car purchase. Please note that the vehicle is not automatically reserved after a successful application.

Total/Monthly

By ticking this box, I acknowledge that Cargiant works with a selected panel of finance lenders. I understand that, if my finance is approved, Cargiant will receive a commission from the lender, with details provided to me once confirmed (please see Section 1.3 of the Regulated Services Document for more information)

I have read Cargiant's regulated services document. I agree to Cargiant's T&Cs and Privacy Notice. Yes I would like to receive Cargiant offers, news and promotions. Yes I’d like to receive third party communications about products and services.

I understand that by submitting this form I am creating a Cargiant ‘My Garage Account’ and that Cargiant will contact me with regard to My Garage Account and my Finance Application. We would also like to draw your attention to all our finance houses fair processing notices which are linked from the Cargiant Privacy Notice page.

Representative Example

Vehicle price is £14,999. If you borrow £12,499, over 60 months fixed at 10.9% APR, and pay a £2,500 deposit, you will have 59 equal monthly payments of £267.98, followed by a final payment of £277.98, which includes a £10 option to purchase fee.

The total interest charged would amount to £3,579.80. The total amount payable, inclusive of the borrowed sum, your deposit, and the interest charged, would be £18,588.80.